Annual Open Enrollment

Review your Medicare options annually.

It's Time to Schedule Your Annual Review of Medicare Plans

Just as your annual physical is important to your health, an annual review of your health care coverage is critical to your financial health. And for people with Medicare, that time is quickly approaching.

Medicare’s Open Enrollment Period, which runs from Oct. 15 through Dec. 7 each year, is when you can change your Medicare Part D Prescription Drug plan for the next year, and if you have Medicare Part C (Medicare Advantage), you can also change plans during this time. If you have a Medicare Supplement plan, you may also want to review it at this time, so you’re aware of any changes that could affect your coverage or premium.

What Can You Do During Medicare’s Open Enrollment?

Join a Medicare Part D Prescription Drug plan
Drop a Part D Prescription Drug plan
Switch from one Medicare drug plan to another Medicare drug plan
Change from a Medicare Advantage plan back to Original Medicare
Change from Original Medicare to a Medicare Advantage plan
Switch from one Medicare Advantage Plan to another Medicare Advantage plan
Switch from a Medicare Advantage plan that offers drug coverage to a Medicare Advantage plan that doesn’t offer drug coverage
Switch from a Medicare Advantage plan that doesn’t offer drug coverage to a Medicare Advantage plan that does.

What You Need for Your Annual Review

If you’re already enrolled in Medicare (age 65 or older), you’ll need to gather a few things to prepare for your annual review of your Medicare plans during open enrollment. Use this checklist to gather what you need for your annual review.

If you’re turning 65 soon and have questions about enrolling in Medicare, use this checklist to gather what you need to enroll in Medicare.

Get Help With Your Open Enrollment Annual Review

Because Medicare can be complicated, having someone who specializes in Medicare health insurance and prescription drug plans review your coverage can help you get the coverage you need and potentially find ways to save you money — while also avoiding mistakes. It also benefits you to have someone who can review a variety of plans, instead of someone who is contracted only with one company or a few. We can review your plan, compare plans from a variety of companies and find a plan that suits your needs and budget.

"We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."